My Story

In 2008, our son needed brain surgery. Not long after, the hospital bills started rolling in, and my wife Eileen started paying as much as she could toward every one of them. I came home one night to find her in tears at the kitchen table. The checkbook was empty.

Like a lot of tradespeople and shop owners that year, we watched money we'd worked hard for get squeezed from every direction, and the accounts and advice we'd been told to trust weren't protecting us the way we'd been promised they would.

So I took over the checkbook. I flipped it: paid hardly anything toward each bill, just enough to keep everything current. Eileen said at that rate we'd never pay any of it off. But everything got paid something, and for the first time, we started saving a little too. Then she took the checkbook back, went back to what felt right, paying more per bill, and emptied it out again.

That back-and-forth is what sent me looking for a real answer: how do you actually know the right way to pay off what you owe? Not a gut feeling. An actual system. That question is what pushed me to stop trusting either of our instincts by default and start actually understanding how money moves… where it leaks, who profits from those leaks, and what it would take to plug them.

That search is what led Eileen and me to a specialized banking algorithm program to get our debt under control. It worked, and it taught us something important: debt elimination is a math problem, and math problems have real solutions if you're willing to look at them honestly.

But eliminating debt was only half the picture. After the program worked for us, I became an agent for the company myself, and that work eventually put me in their wealth-building division. That's where I first ran into Nelson Nash and the Infinite Banking Concept.

My son Rory and I flew out to a four-day seminar in Salt Lake City to dig into it properly. Nelson taught it himself, and we got to sit and talk with him directly about the book and the concept. We also met other people there who'd been practicing it for years, real results, not theory.

I couldn't let it go. After those four days, I was invited to keep learning under some of Nelson's own mentors, going deeper into how to actually put it to work. It wasn't just about getting out of debt. It was about who controls your capital while you use it, and how much of your own money you hand over to banks and institutions over a lifetime without ever asking why.

That's the work I do now. I help tradespeople and shop owners find the wealth leaks in their business and their household, and I show them how to take back control of their money using the same principles that turned things around for my own family. Not theory, not a pitch, just what actually worked.